The news seems to be filled with stories about hackers and identity theft these days, and rightly so. According to the 2018 Identity Fraud Study released by Javelin Strategy & Research, there were 16.7 million victims of identity theft in 2017, racking up a total of $17 billion in damages. Identity fraudsters successfully netted 1.3 million more victims as compared to the previous year. So, why haven't you joined MoneyTips to protect yourself yet?
As a victim of identity theft, you can feel completely helpless and violated — not to mention aggravated at the hassles involved in restoring your identity and challenging fraudulent charges. You were already busy before the identity theft occurred, and it can be almost impossible to keep track of all the steps necessary to fully recover and restore financial normalcy. Fortunately, the U.S. government has a tool that can help you deal with the aftermath of identity theft.
IdentityTheft.gov allows you to report the details of your identity theft and receive a personal recovery plan that is tailored to your specific situation. The plan will guide you through each individual step along the path to recovery, providing a means to track your progress, and generate pre-filled letters and forms that you will need in the recovery process.
The site recognizes the differences in varieties of identity theft and has established basic recovery plans for over thirty types of identity theft. After you submit your information, the correct type of recovery plan is chosen and then modified based on your input. Recovery outlines are broken down into three steps: what to do right away, what to do next, and other situation-dependent steps.
The IdentityTheft.gov website was suspended during the government shutdown, leaving taxpayers without this valuable resource. A deal to temporarily end the shutdown was announced on Friday, January 25, and the IdentityTheft.gov service is active again for now.
Recovering from identity theft is difficult. Don't compound the problem by attempting to do everything yourself. Take advantage of the helpful resources available to you, and let IdentityTheft.gov help you bring your life and your finances back to order. If you would like to monitor your credit to prevent identity theft and see your credit reports and scores, join MoneyTips.
Originally Posted at: https://www.moneytips.com/identitytheft-gov-101
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