The Fixed Annuity Guide - WBCB: The Valley's CW |

The Fixed Annuity Guide

fixed annuity
Originally posted on The Annuity Expert

Welcome to the Fixed Annuity Rates Guide!

We update this fixed annuity rates comparison on a daily basis.


What is a Fixed Annuity?

Tax-deferred retirement savings vehicle.

Grows based on a fixed interest like a Certificate of Deposit (CD).

Contract terms range from 3 to 10 Years in length.

Fixed interest earned is only taxed when pocketed (unlike a CD).


Other Names for a Fixed Annuity

Multi-Year Guaranteed Annuity (MYGA)

Fixed Annuity

Fixed Deferred Annuity (FDA)


Finding the Perfect Fixed Annuity

Choose your state below to find the latest fixedannuity or MYGA rates.

Sort the list by the insurance company, fixed annuity rates, contract term, or annuity company ratings.

We even included what commission percentage we make from the insurance companies (not from you).


The Cons of Fixed Annuities and Multi-Year Guaranteed Annuities

Please do extended research on the multi-year guaranteed annuity (MYGA).

Just because one fixed annuity has the highest interest rate does not mean it is the best annuity for you.

Typically with MYGAs, there are gimmicks built into the contract in exchange for the highest rate.

Some fixed annuities charge a fee to withdraw money out or annuitize at death for instance.

Some annuity products may provide a higher or lower interest rate based on your premium amount is another example.

In other words, be careful.

Highest Annualized Return for Fixed Annuity Rates in May 2019 is 5.23% (Most States)

Want to find out if you can generate more retirement income and/or growth? Contact The Annuity Expert.

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